This debt is a credit card debt from Providian Financial. Due to financial difficulties I got behind in payments. I tried several times to work out some type of re-payment schedule but Providian was very uncooperative. They just kept adding charges to the account. Eventually Providian did a ...
They are trying to collect on a debt that discharged 12 years ago. This is illegal. ...
Requested equifax report - 1 per year to make sure everything is correct. LHR, Inc showed up as collection account. Credit is excellent so this struck us as odd - called them and they said it was bought from a "bad debt agency"- couldn't tell me who, the account #, or what was purchased. ...
LHR, Inc. Illegally reported an old credit card of mine as current. The statue of limitations expired on the account in 1992. They reported the account as current this winter. ...
Last year, I was contacted by Jennifer Sun of LHR, Inc about an old debt to Providian Bank. They claimed that they had purchased the debt and now wanted to collect from me. I knew nothing about it, but they insisted that I had to pay or else. I even got a letter from their attorney, Edward J. ...
This collection agency buys old debt, reages it and then puts it back on your Credit Report. Mine was 16 years old. They reaged it to 6 years, just trying to get under the 7 year wire. They do not care if they have a license to collect in your state! Do not pay them! Do not acknowledge that you owe ...