Fairbanks Capital & EMC Mortgage
Escrow charges and misapplied payments after loan sold to EMC
We had Fairbanks and then they sold it to EMC, and EMC stopped taking our payments, saying we were behind, and everything is such a mess. Charges for escrow we didn't have. Our payments went towards corporate advances instead of our loan. Now EMC threatened foreclosure, so we had to file Chapter 13 ...