If you have in your report some old charge off, let say 4 years old and the creditor is reporting it every month the FICO software will read that reporting as a new charged off account. This have a devastating effect in your credit score, it appears to FICO software like if every month you have a ...
Because like many other people I'm thinking about re-financing my home, I decided to get the "free" credit report that I'm entitled to. After all, it's my information, right? Using a link in an article on the CNN page, I went through the process of getting my free credit report from the ...
I disputed some 30 days past due notations on my Equifax credit report. As a response, they changed all the "OK" data to "unknown" and left the 30 day past dues on my report. Right now, all I have are unknown's and 30 days past. My Equifax score is 70 points lower then my other ...
Myself like many others in this country have been exploited by several credit reporting agencies by false and unrecognizable info tagged to credit files. It is my understanding that these agencies allow information to be transmitted to credit files without prior investigation as to accuracy or ...
Dear possible consumer - Nothing is free not even your own credit report Basically I went online to Equifax on 8/8/07 (supposedly one of the 3 major credit reporting agencies, So I thought it was safe) and ordered a 3 n 1 credit report for myself and my wife. To make a long story short instead of ...
I have it documented with my Equifax online account and my bank account that they are double charging me $12.95 a month for a 3 in one credit report I did not order and have proof of. Furthermore, upon calling Equifax, to cancel the account because this is not available on their online site. And to ...