Company is a rip-off unfortunately I am stuck on paying my bill. The interest rate is a killer on this card if you pay the minium that is require it would take you a life time to pay it off. I am so mad at Providian who sold my account to Emerge what a rip off. Now I am working to try and get rid ...
Providian stopped my card, claims that i had greattt credit, but because i had filed for bankruptcy (I Never have) they dropped my limit even though they left my charge limit. Emerge has never tried to straighten out the account, lied several times and if you catch them in their lies they get rude ...
I too, am a victim of Providian selling my account to Emerge. They did this without my permission. They also closed my account prior to selling it to Emerge, even though I was only late once. They claimed they ran my credit report and found my credit to be bad, which was not true. It was worse ...
I have read others reports here on EMERGE and it is amazing how similiar my circumstances are. Like them, my interest rate is 30% and I get a MONTHLY periodic finance charge of anywhere between 60 and 100 dollars. Everytime I make an overpayment to knock the card down a bit it goes straight to this ...
I had an account with providian then it was sold to emerge. I had some late payments so I was set up in a payment plan. The payment plan was supposed to be automatically taken out of my account for 3 months then all late and overdraft fees would be taken off. Emerge was supposed to send me a bill ...
Emerge Master card will not send a statement but continue to call over the phone and demand payment. Have not received a statement in 6 months! They are charging late fees to the account without even providing a statement/bill for me to pay! ...