I have been a Capital One card holder for many years and in that time I have always paid my monthly statement in full in order not to pay any finance charges. Once or twice a month they have been sending me checks to use against my account. Last August I decided to take advance of their 2.99 APR.in ...
I was contacted for an old debt with Spiegel's. Owed around $250.00. Capital One wanted $471.00 (interest etc added). Advised them I would be willing to pay only the $250.00 which I legitally owed. They came back with an offer to pay it in 3 payments. I agreed to pay it because I owed it. Then I ...
I used to think you had some security by purchasing things with a credit card. Capital One has ruined that thought. I purchased a $530.00 digital camera from a fraudulent online dealer, Hotbuys Electronics, who sold me, unknowingly, a gray market Japanese camera, which I cannot use (because the ...
I was a bill collector for Capital One for one of their 3rd party collection agencies. What Capital One does is they give anybody a credit card with a 200.000 credit limit. Once you have charged up the 200.00 limit you expect payments of 15.00 a month. If you pay one day late you get hit with a ...
The interest rate on my Capital One credit card was so high that I could scarcely make headway on my balance even when my payments well exceeded the minimum. Thus, my parents opened up a 0% interest credit card for me so that I could transfer my balance and be out of debt by the time I graduated ...
My late mother had a Capital One account. She passed away and I did send a death certificate. These necrophiliac crooks is constantly sending her account to various collection agencies and collection attorneys. I am constantly filing complaints with various AG's offices. Tell everyone you know how ...