City: Salinas
Found 294 reviews / complaints
Page 20

Orchard Bank HSBC
Rip Off Fees and Unfair Credit Practices Unfair APR Increases Based On Balance

Back in September I received a notice stating that the APR terms of my account were to change from 16.4% to a whopping 26.99%. The notice stated that if I disagreed with the change, they would close the account and drop the APR back down to 16.4% until the account was paid in full. Rather than send ...

HSBC - Household Bank
Dishonors Due Dates

I've held a credit card account with HouseHold Bank since 2003. At 8:45am on August I made an instantaneous e-payment on my account on the due date. I received a warning that if I did not agree to an additional $15 fee, my on-time payment would still be considered a day late. To avoid a bruise on ...

Hsbc Card Services
Allowed marketing charged items that I didn't subscribed it and charge me for it

When I received my card from HSBC before used it. It appears many charges to my card. My credit line is only $300 and I charged it probably 3 or 4 times for gifts that was under $50. I end up have to pay all the services that whoever purchased it from HSBC people. I called them twice at the first ...

Household Bank, Orchard Bank
Household Bank, Orchard Bank HSBC is a complete ripoff

This company ia a complete ripp off, I closed my account after just 30 days. My bill for one was due on a Sunday which was a little odd, but I payed my bill via internet. Well I get a email 3 days later saying that my financial institution had reversed my payment for non-suffient funds. I knew the ...

TLG Just For Me / Household Bank
Charged $119 to my houshold bank cc, without my knowledge... I was then stuck with the charge... When i hadn't used my card for months!

I am college student who made some bad financial choices earlier in life and was trying to straighten things out. When looking for help with consolidating my credit cards I turned to Household Bank for help... Just resently that choice proved wrong. I have just received a statement with a charge on ...

HSBC Orchard Bank
Sent unused card back - being charged for what?

I was advised to start rebuilding my credit after a bankruptcy by getting a credit card from Orchard Bank in CA. I applied for and received the card, but something told me to check them out before using it. So, I came to this website, and after reading all the horrendous reports about them I ...