My interest rate jumped from a fixed 10.99 to a 20.49 variable rate. I was not given any notice of credit card APR changes. I have been a cardholder for 5 years and always paid on time and more than the minimum amount due each month. I have never been late on any of my revolving credit cards or ...
I've been an MBNA card holder for years. Recently I've seen my interest rate creep up to over 14%, well above any other card I hold. Not a problem—I pay off every month, usually around the 18th or 19th as a due date. Suddenly in DECEMBER (a coincidence? I doubt it), I find my payment due date on ...
Called them for account payoff and got some guy who had an accent that made him almost impossible to understand. I paid them that amount. I am now getting bills from them saying that I owe them more intrest. (they jacked up their rates to 25% is why I paid them off). Called them and got a total ...
Called them for account payoff was given a figure by an individual who did not give his name. I paid off account and closed it. Then I get a letter saying that I had a certain amount of account credit on my card. I then called and told them i wanted the account closed. I then received a bill for ...
MBNA is another classic example of a Company which will wait until you have a balance, and will then find a way to raise your rates possibly through fine print, and not necessarily because of a late payment either. It happened to us once we carried a balance. MBNA said that they "reserve the ...
Two months in a row, MBNA has posted my payments made to them 1 day late so that they can charge a $39 late fee plus additional finance charges. When I call to complain, they ignore me. They do not want to admit that they are doing this intentionally. How can an online payment be posted more than 8 ...