Citibank
Rate jumped from 1.99% to 25.99% after $7 short payment
I had a 1.99% interest rate "until paid" with Citibank. I pay every two weeks. The minimum due was $42. I paid $35 on 7/8 and $35 on 7/22, and Citibank posted the electronic payment on 7/24. The interest rate was raised to 25.99%. They said I was in "default" ($7 short on the ...