Independent profile. Not owned, sponsored or endorsed by Dovenmuehle Mortgage.
Dovenmuehle Mortgage Reviews, Complaints & Contacts
Dovenmuehle Mortgage, Inc., of Lake Zurich, Illinois, is a mortgage subservicer: banks, credit unions and housing finance agencies hire it to collect payments and run escrow, so many homeowners deal with it without having chosen it. This page lists its own notice-of-error and escalation channels, the CFPB's servicing rules, two Washington consent orders (2012 and 2017), a North Carolina phone-fee class action now in a proposed $9 million settlement, and the BBB, Trustpilot and CFPB figures as displayed on October 11, 2026.
Contacts & Login
Customer service & general contact
- Customer Service (borrowers)1-800-669-4268 5 complaints mention this number
Cancel, billing & returns
- Borrower site: sign in, payments, documentsyourmortgageonline.com ↗
- Loss Mitigation Department (payment-relief reviews)1-866-397-5370 1 complaint mentions this number
Escalate a complaint
- Foreclosure Prevention Case Escalation Unit (8am-5pm CST)1-888-381-7679
Corporate & press
- Corporate website (lender and client facing)dovenmuehle.com ↗
- Corporate office (lender inquiries)847-550-7300 4 complaints mention this number
Locations
- Headquarters1 Corporate Drive, Suite 360 Lake Zurich IL 60047
- Branch office1206 St Charles St Elgin IL 60120
- Mailing addressMail Stop NOE 1290, 1 Corporate Drive, Suite 360 Attention: Mail Stop NOE 1290 (RESPA Notice of Error / Request for Information) Lake Zurich IL 60047-8945
Is Dovenmuehle Mortgage Legitimate?
- Legal name
- Dovenmuehle Mortgage, Inc.
- Business type
- Residential mortgage subservicer (services loans on behalf of banks, credit unions, mortgage bankers and housing finance agencies)
- Website
- dovenmuehle.comSource: Dovenmuehle corporate website, with a 'Borrowers' link to yourmortgageonline.com, checked 2026-10-11
- Headquarters
- Lake Zurich, ILSource: Company 'Visit Us' page: 'Lake Zurich Headquarters, 1 Corporate Drive Suite 360, Lake Zurich, IL 60047', checked 2026-10-11
Dovenmuehle Mortgage, Inc. is an Illinois-based mortgage subservicer: BBB lists it as a corporation with a Lake Zurich headquarters and a President, the company's site gives a street address, phone numbers and an NMLS ID, and the 2017 Washington order says it obtained a Washington consumer loan company license from the Department of Financial Institutions on or about August 31, 2012. It is a BBB Accredited business with an A+ BBB rating as displayed on October 11, 2026, alongside 144 BBB complaints in three years and a 1-out-of-5 customer-review average.
The documented record includes two Washington consent orders about licensing of servicing locations (2012 and 2017), a North Carolina class action over phone-payment fees that was certified and is now in settlement, and thousands of CFPB-database complaints about mortgage servicing, which are consumer allegations rather than findings. If a notice reached you from Dovenmuehle and you did not expect it, confirm the transfer with your lender or investor and send a written request for information to the address on Dovenmuehle's own contact page.
Independent Sources
Shown for context — not merged with USAComplaints' own numbers.
Complaint Themes
Reviews & Complaints on USAComplaints
USAComplaints currently maintains 89 historical complaints about Dovenmuehle Mortgage, published between 2001 and 2013. No approved complaints have been published on this site during the last three years. For a current reputation snapshot, see the independent sources on this page.
- Consumer Report
- Claiming if I send $16.78 I will get a Nippon 35mm focus free camera, no web, or email sites
- Late Fee Notices Despite Early Payments, Rude Customer Service
- Consumer Report
- Do Not Send Money—Big Scam!
Show 15 more on this page
- Consumer Report
- 35 mm Focus Free Nippon Camera
- They sent false info for a camera and wanted me to pay 17.00 for shipping and handling
- Central Clearing House-Tx Photography, Photographic Equipment, Scam, Money, Ripoff, Urgent Notification, Central Clearing House, Nippon 33mm Camera, Optical Lens, Film Counter, Wind film advance, hot shoe, electronic flash, ca
- Publishers clearing house Nippon 35 focus free camera
- Central Clearing House scammers
- Offered Nippon 35mm Focus Free Camera (Model Being Held) for $16.78
- Lost Power of Attorney, Refused to Speak With Wife and Attorney
- Central clearing house company is saying i must mail them payment of $16.78 for a nippon 35mm focus camera in witch i have never ordered our heard of this place before. On front of mail says $2000.00 fine or 8 years imprison
- Consumer Report
- Urgent Notification lette
- Consumer Report
- Bs telemarketing
- False advertisement
- DMI Central Clearing Direct Mail Scam
Complaint record: BBB, Trustpilot, CFPB database and posts on this site
All figures on this page are as displayed on October 11, 2026 and come from different sources with different rules, so they are not added together.
- BBB: the profile for Dovenmuehle Mortgage, Inc., Lake Zurich, IL shows a rating of A+ and BBB Accreditation, "144 total complaints in the last 3 years" and "30 complaints filed in the last 12 months," and a customer-reviews tab showing 1 out of 5 stars from an average of 30 reviews. BBB's rating is its own assessment and is not the same measure as the review average.
- CFPB Consumer Complaint Database (company name "Dovenmuehle Mortgage, Inc."): 2,471 complaints in total from December 9, 2011 to October 5, 2026, of which 2,208 are labelled Mortgage; 182 were received since October 11, 2025. By the CFPB's company-response categories: closed with explanation 2,418, closed with non-monetary relief 38, closed with monetary relief 8, closed without relief 6, in progress 1. These are consumer submissions the CFPB publishes without verifying them.
- Trustpilot (dovenmuehle.com): an unclaimed profile showing 2.2 out of 5 from 8 reviews; Trustpilot says the company has no history of asking for reviews and that it does not fact-check reviews, so the small sample may not be representative.
- This site's archive: 24 posts are linked to this profile (23 as the subject, 1 where another company is the subject and Dovenmuehle is named as the later servicer). All are dated between March 2004 and December 2012, so they describe servicing from that period, not current practice. Four further posts about the company were read and not linked because they are machine-rewritten text or conclusory insults without a verifiable fact.
The older posts here are borrowers' accounts, which Dovenmuehle has not been asked to answer on this page. Their themes, by keyword match on the linked posts: mentions foreclosure or a foreclosure notice: 16 posts; mentions a payment that was misapplied, returned, not posted or called late: 16 posts; mentions a loan modification, forbearance or other payment relief request: 7 posts; mentions a loan sold or transferred to this servicer from another lender: 12 posts.
Had an experience with Dovenmuehle Mortgage? Tell other people what happened.
Submit a ComplaintDovenmuehle mortgage servicing problems: where to write, call and escalate (checked October 11, 2026)
Dovenmuehle Mortgage, Inc. is a subservicer: its BBB profile says it provides "a complete, private label mortgage subservicing program for commercial banks, thrift institutions, credit unions, mortgage bankers, and state and other housing finance agencies."
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In practice the bank, credit union or investor named on your loan documents is a different business from Dovenmuehle, which collects payments and handles the account on its behalf, so questions about the loan itself can also be put to that lender or investor.
The company's own channels (opened October 11, 2026).
- Customer Service Department: 1-800-669-4268 (TDD 1-866-352-3684; fax 1-847-574-7659), listed on the Your Mortgage Online contact page together with a Collection Department TDD line, 1-866-352-7564; the company's hours are not stated on that page.
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The page says RESPA notices go only to the Notice of Error address on this page, so a fax does not replace it.
- Online: yourmortgageonline.com (login, payments, documents, change of e-mail address) and a mobile app that the login page links on the Apple App Store and Google Play. Loans formerly serviced by Discover Home Loans: Capital One's home loans help page lists Dovenmuehle Servicing (DMI) among the servicers that took over loans Capital One had serviced, and Discover's home loans page says that as of February 2, 2026, Discover will no longer service your loan.
- Correspondence: Mail Stop 1290, 1 Corporate Drive, Suite 360, Lake Zurich, IL 60047-8945. Payoff and overnight payments: Mail Stop 1270 at the same street address.
- RESPA notices of error and requests for information: Attention: Mail Stop NOE 1290, 1 Corporate Drive, Suite 360, Lake Zurich, IL 60047-8945.
Disputing an error or asking for information. The company's contact page says: "RESPA Notices of Error and Requests for Information must be sent only to the address indicated below, including the specific Attention line noted." The CFPB says a servicer "must generally confirm it received your letter within five business days and respond with an answer within 30 business days" and "is not allowed to charge a fee for responding to your QWR," and warns that the address for such a letter "may be a different address than where you send your payments." Keep a copy of the letter and proof of mailing; include your loan number.
If your loan was just transferred to Dovenmuehle. The CFPB says the old servicer generally should send a notice "at least 15 days before" the transfer, the new servicer generally within 15 days after it, and that "for 60 days from the date your loan servicing transfers, your new servicer cannot charge you a late fee or treat the payment as late if you sent it to your previous servicer on time or within the applicable grace period." Keep proof of any payment you sent to the previous servicer.
Payment fees. Dovenmuehle's current fee schedule page (marked "Current as of 4/3/26") says: "There is no fee to make a payment. Payment methods that may be available include telephone, online, and mail, and you may also have additional payment options."
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Fees for phone payments were the subject of a North Carolina class action that is described under Litigation record; read your own statement and loan documents before paying any fee.
Trouble paying or facing foreclosure. The company's Alternatives to Foreclosure page lists reinstatement, forbearance, repayment plan, modification, short sale, deed-in-lieu and partial claim, and says: "Please call our Loss Mitigation Department toll-free at 1-866-397-5370." Its Foreclosure Prevention Case Escalation Unit will receive an inquiry "for review of the foreclosure prevention process previously conducted on your account" and asks you to "include loan number and last name"; it "will acknowledge your inquiry in writing in 3 business days and provide a resolution date 15 calendar days from the date of receipt of your inquiry," with a possible extension "not to exceed 30 calendar days"; contact is 1-888-381-7679 (8am-5pm CST) or Attn: Case Escalation Unit Research Department, 1 Corporate Drive Suite 360, Lake Zurich, IL 60047.
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The page says status updates on an ongoing review go to the Loss Mitigation Department instead. HUD-approved housing counseling is available at 1-800-569-4287 (the number the company's page gives).
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Complaint routes outside the company. The CFPB accepts mortgage-servicing complaints at consumerfinance.gov/complaint/ or at (855) 411-2372; name both Dovenmuehle and the lender or investor on your statement. Your state attorney general and state banking regulator also accept servicing complaints, and the company's site lists foreclosure hotlines for Colorado, Connecticut, Illinois, Iowa, New York and Washington.
Washington Department of Financial Institutions consent orders (2012 and 2017)
2012: Consumer Loan Act licensing. Order No. C-11-0618-12-CO01, effective April 20, 2012, resolved a Statement of Charges entered March 15, 2011. In it Dovenmuehle "acknowledged its failure to timely obtain from the Department a license to conduct business in Washington as a consumer loan company," agreed to a $50,000 fine and a $1,380 investigation fee, and agreed not to contest the Statement of Charges; the order says the company had completed the license application and provided annual reports for 2010 and 2011.
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2017: unlicensed branch locations. Order No. C-17-2182-17-CO01, effective December 4, 2017, found that Dovenmuehle was licensed from its Lake Zurich main office but, from at least April 19, 2012 through October 15, 2016, serviced Washington residential mortgage loans from an unlicensed location in Elgin, Illinois, and from at least October 1, 2014 through October 15, 2016 from an unlicensed location in North Aurora, Illinois. The Department's findings came from a multi-state examination in September-October 2016, and branch licenses were approved October 18, 2016. The order records a $150,000 payment for financial literacy and education programs and a $1,000 investigation fee, and says Dovenmuehle "neither admits nor denies any wrong doing by entry of this Consent Order."
Both orders concern state licensing of servicing locations, not allegations about how individual borrowers' accounts were handled. No CFPB enforcement action naming Dovenmuehle was returned by the CFPB's enforcement-actions search for "Dovenmuehle" on October 11, 2026.
Court matters: North Carolina pay-to-pay fee class action and a California forbearance complaint
Custer v. Dovenmuehle Mortgage, Inc. (U.S. District Court, Middle District of North Carolina, No. 1:24-cv-00306). The complaint, filed April 10, 2024 as a putative class action, alleged that Dovenmuehle's fees for paying a mortgage by phone or interactive voice response violated the North Carolina Debt Collection Act and the North Carolina Unfair and Deceptive Trade Practices Act. On October 18, 2024 the court denied Dovenmuehle's motion to dismiss. On December 18, 2025 it granted class certification; the opinion, as the court recited the plaintiff's allegations, says the company charged "up to $15," with $9.50 for an automated payment and $11.50 when paying with a representative. On April 2, 2026 the court stayed pretrial deadlines and removed the case from its September 8, 2026 trial calendar on the parties' joint motion to seek preliminary approval of a class settlement; the settlement agreement says it followed two mediation sessions with a retired judge in March 2026.
The proposed settlement. The June 4, 2026 order preliminarily approved a $9,000,000 settlement fund for borrowers with North Carolina residential mortgage loans serviced or subserviced by Dovenmuehle who paid a pay-to-pay fee by telephone or IVR between April 10, 2020 and January 13, 2026. The order says Dovenmuehle agreed to stop charging such fees in North Carolina for at least five years after the effective date, absent a change in the law, and puts the fund at "approximately $670 per fee paid"; the class notice instead estimates "approximately $425 per Pay to Pay Fee" after costs and fees. Dovenmuehle "denies any and all wrongdoing" and entered the agreement "solely to avoid" the cost and risk of continuing. Class members need not file a claim: the notice says they receive a paper check automatically (valid 120 days) or may elect electronic payment on the settlement website. Opt-out and objection deadlines were September 23, 2026 and have passed; final-approval filings are due October 15, 2026 and the final approval hearing is set for November 5, 2026 at 2 p.m. in Greensboro. The settlement administrator is ILYM Group, Inc. (1-888-250-6810); the class notice capped class counsel's fee request at 35 percent of the fund. On August 3, 2026 (Doc. 98) class counsel moved for $3,000,000 in fees (one third of the fund), $80,532.64 in costs and a $25,000 service award for the named plaintiff; the motion is pending. Until the court rules on final approval and the fee motion at or after the hearing, the settlement is proposed, not final.
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Fisher v. Dovenmuehle Mortgage Inc. (U.S. District Court, Eastern District of California, No. 2:20-cv-01222). A putative class complaint filed June 17, 2020 alleged that the company offered a 90-day forbearance plan instead of the 180-day forbearance and 180-day extension the named plaintiff requested under the CARES Act, and asserted claims under California's Consumers Legal Remedies Act and Unfair Competition Law. The docket shows the plaintiff filed a stipulation of dismissal under Federal Rule of Civil Procedure 41(a)(1)(A)(ii) on October 14, 2020; a minute order on October 15, 2020 dismissed the case and closed it, and a stipulation of dismissal with prejudice was filed on October 23, 2020. No class was certified and the docket shows no ruling on the merits; it states no settlement terms.
Court & Public Records
Custer v. Dovenmuehle Mortgage, Inc. (class action over phone and IVR payment fees, North Carolina Debt Collection Act and Unfair and Deceptive Trade Practices Act)
FiledOn August 3, 2026 class counsel moved for $3,000,000 in fees, $80,532.64 in costs and a $25,000 service award; the motion is pending.
Case details: Custer v. Dovenmuehle Mortgage, Inc. (class action over phone and IVR payment fees, North Carolina Debt Collection Act and Unfair and Deceptive Trade Practices Act)Show less
Motion to dismiss denied October 18, 2024; class certified December 18, 2025 (reported at 813 F. Supp. 3d 530); $9,000,000 class settlement preliminarily approved June 4, 2026. Dovenmuehle "denies any and all wrongdoing." Opt-out and objection deadline September 23, 2026 has passed; the final approval hearing is set for November 5, 2026, so the settlement is not yet final.
Fisher v. Dovenmuehle Mortgage Inc. (putative class action over CARES Act forbearance terms, California Consumers Legal Remedies Act and Unfair Competition Law)
DismissedNo class was certified and the court made no ruling on the merits; the docket states no settlement terms.
Case details: Fisher v. Dovenmuehle Mortgage Inc. (putative class action over CARES Act forbearance terms, California Consumers Legal Remedies Act and Unfair Competition Law)Show less
The complaint alleged that the company offered a 90-day forbearance plan where the plaintiff had requested the 180-day forbearance and 180-day extension provided for under the CARES Act, and sought declaratory and injunctive relief. These are the plaintiff's allegations. The plaintiff filed a stipulation of dismissal on October 14, 2020; the court closed the case on October 15, 2020, and a stipulation of dismissal with prejudice was filed on October 23, 2020.
Who Dovenmuehle Mortgage is and how subservicing works
Dovenmuehle Mortgage, Inc. is headquartered at 1 Corporate Drive, Suite 360, Lake Zurich, Illinois, with a second office in Elgin, Illinois, according to its Visit Us page. BBB lists it as a corporation, incorporated July 30, 1959 and BBB Accredited since March 1, 2013, and gives a business-start date of January 1, 1844; those dates are as BBB's profile data shows them and the company pages checked do not restate them. The BBB profile names William Mynatt Jr. as President.
The company's About page says it provides "complete private label mortgage subservicing solutions" and lists loan boarding and administration, customer care, credit management, billing and payment processing, customer retention, and data and reporting as its services. The website lists commercial banks, credit unions, independent mortgage bankers and housing finance agencies as the organizations it partners with. Because borrowers do not pick a subservicer, a homeowner often first meets Dovenmuehle through a transfer notice from the originating lender or the servicer that previously held the loan; the lender's name, not Dovenmuehle's, normally appears on the original loan documents.
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The company's site footer lists NMLS ID 2481, the identifier shown in the 2012 Washington order summary; the 2017 order prints NMLS #2841 in both its summary and its caption, the same digits in a different order. Check the entity in NMLS Consumer Access if the number matters to you. Not to be confused with: dmi.com, a separate website that describes itself as an annuity and life-insurance marketing organization; no connection to Dovenmuehle is stated on either company's site.
Frequently Asked Questions
Why is Dovenmuehle collecting my mortgage payment?
Dovenmuehle's BBB profile says it provides a private label mortgage subservicing program for banks, thrift institutions, credit unions, mortgage bankers and housing finance agencies. The lender or investor that owns or originated your loan is a separate business; a transfer notice from your previous servicer should state the date Dovenmuehle began accepting payments.
Is Dovenmuehle the servicer for my former Discover home loan?
Capital One's home loans help page lists Dovenmuehle Servicing (DMI) among the servicers that took over loans Capital One had serviced, and it names Discover Home Loans among the previously acquired companies whose loans Capital One serviced. The same page says Capital One acquired Discover Financial Services in May 2025 and that Discover Home Loans announced the closure of its home loan business in July 2025. It also says your servicer is noted on your most recent monthly statement and that you were given advance written notice of the new servicer's name and contact information. Dovenmuehle Servicing is listed there at (847) 550-7300.
Where do I send a notice of error or a request for information?
Dovenmuehle's contact page says RESPA notices of error and requests for information "must be sent only to the address indicated": Attention: Mail Stop NOE 1290, 1 Corporate Drive, Suite 360, Lake Zurich, IL 60047-8945. The CFPB says a servicer must generally confirm receipt within five business days and respond within 30 business days.
Does Dovenmuehle charge a fee to pay by phone?
The company's fee schedule page, marked "Current as of 4/3/26," says: "There is no fee to make a payment. Payment methods that may be available include telephone, online, and mail, and you may also have additional payment options." Earlier phone-payment fees were challenged in the North Carolina class action described on this page, in which Dovenmuehle denies wrongdoing.
What is the North Carolina phone-fee settlement and has it been finalized?
Custer v. Dovenmuehle Mortgage, Inc. (M.D.N.C. No. 1:24-cv-00306) has a $9,000,000 proposed settlement that the court preliminarily approved on June 4, 2026 for North Carolina borrowers who paid a phone or IVR payment fee between April 10, 2020 and January 13, 2026. Opt-out and objection deadlines (September 23, 2026) have passed. On August 3, 2026 class counsel moved for $3,000,000 in fees (one third of the fund), $80,532.64 in costs and a $25,000 service award. Final approval and that motion are both pending at the final approval hearing set for November 5, 2026; the settlement administrator's number is 1-888-250-6810.
What regulator orders name Dovenmuehle?
Washington's Department of Financial Institutions entered two consent orders: C-11-0618-12-CO01 (April 20, 2012; $50,000 fine and $1,380 investigation fee for operating without a Washington consumer loan license) and C-17-2182-17-CO01 (December 4, 2017; $150,000 financial literacy payment and $1,000 investigation fee, with the company neither admitting nor denying wrongdoing). The CFPB's enforcement-actions search returned no result for "Dovenmuehle" on October 11, 2026.
How can I escalate a loss mitigation or foreclosure prevention decision?
Dovenmuehle's Foreclosure Prevention page says its Case Escalation Unit receives inquiries "for review of the foreclosure prevention process previously conducted on your account" and asks you to "include loan number and last name." It will acknowledge an inquiry in writing in 3 business days and give a resolution date 15 calendar days from receipt, not to exceed 30 calendar days if more time is needed. Contact is 1-888-381-7679 (8am-5pm CST) or Attn: Case Escalation Unit Research Department, 1 Corporate Drive Suite 360, Lake Zurich, IL 60047; status questions on an open review go to Loss Mitigation at 1-866-397-5370.
Where can I file a complaint about Dovenmuehle outside the company?
The CFPB accepts complaints about mortgage servicing at consumerfinance.gov/complaint/ or at (855) 411-2372. State attorneys general and state banking regulators accept servicing complaints, and BBB accepts complaints about businesses with a profile, which for Dovenmuehle is the Lake Zurich, IL profile.
What do BBB, Trustpilot and the CFPB database show for Dovenmuehle?
As displayed on October 11, 2026: BBB rates Dovenmuehle A+ and lists 144 complaints in three years and 30 in the last 12 months, with a customer-review tab average of 1 out of 5 from 30 reviews; Trustpilot shows 2.2 out of 5 from 8 reviews on an unclaimed profile; the CFPB database holds 2,471 complaints under "Dovenmuehle Mortgage, Inc.", of which 182 were received since October 11, 2025. The sources count different things and are not combined.
Is Dovenmuehle the same business as the website dmi.com?
Dovenmuehle's own sites are dovenmuehle.com and yourmortgageonline.com, and its BBB profile lists "DMI" as an alternate name. dmi.com, which describes itself as an annuity and life-insurance marketing organization, was not linked to Dovenmuehle on either site checked, so treat them as different businesses unless a source states otherwise.
Related Complaints
Names this company in a role other than the primary subject — not necessarily current or complete.
Sources (10)
Dovenmuehle Mortgage (own site)
- Company About page: 'we provide complete private label mortgage subservicing solutions' dovenmuehle.com
- Company website footer: '© 2026 Dovenmuehle Mortgage, Inc. NMLS ID 2481' dovenmuehle.com
- Dovenmuehle Mortgage Servicing Fee Schedule, 'Current as of 4/3/26' dovenmuehle.com
Public records
- Washington DFI Consent Order C-11-0618-12-CO01 dfi.wa.gov
- Washington DFI Consent Order C-17-2182-17-CO01 dfi.wa.gov
- CFPB: What happens if the company that I send my mortgage payments to changes? consumerfinance.gov
- CFPB: What is a Qualified Written Request consumerfinance.gov
Review sites
Other
- Custer v. Dovenmuehle settlement website, important documents dovenmuehlephonefeelawsuit.com
- Your Mortgage Online Contact Information page yourmortgageonline.com