I purchased a 2005 used Mazda 6 from royal auto center located in Philadelphia, PA date of purchase was 07 vehicle odometer was about 14,000 miles purchase price was $20,400.00 I traded a 2000 ford taurus in on this vehicle for $3,000.00 credit and paid cash sales tax of $1,077.00 the contract was for 60 monthly payments at $447.00 per month at 16%
I began making my payments in Sept I continued to make regular payments up to and including Febuary 4 2009 I made 28 payments I was late 2 times during the entire time I had my car and the Americredit Financial co repossessed my car while I was visiting a family relative in California claiming I was 5 payments back,
This happened 9 days after I had just sent a western union cash payment of $460.00 on 2-04 the car was taken from me on 02-13 the customer service never said my car would be repossessed and were reporting my contract as behind when in fact I was not behind in payments, I have complete proof of payments I made,
To further explain they came at 6:00 am in the morning banging on my mother's door frightening my elderly mother and demanding to take my car with no notice of seizure, and no notice of repossession, furthermore the tow truck came on private property in California at Sunrise Village 610 S. Santa Fe st Hemet, CA 92543 the property has large signs posted stated private property sec code 602
anyone not invited will be prosecuted,
The tow driver hooked up my car from the private carport and towed my vehicle away, I did not give permission to tow the car away, I had maintained full insurance on the vehicle from the date of purchase and never had a lapse of coverage, I had just paid $110.00 insurance payment and the $460.00 western union quick collect payment, when I called Americredit they said they received no such payment and that I had been on a repossession list for 1 1/2 years,
Of course this is a lie on there part to cover up the game that they are playing with consumers who have paid a large amount of money in payments, and than have there car repossessed so it can be cash liquidated at auction, when I called them to tell them that a repo agent said he was from americredit picked up my car, they had an erroneous amount owed on the car and said they would not defer any payments and were demanding over $13,000.00 to get they car back,
Also they refused to tell me where the car was taken and my belongings including a handicap placard are still in the car, this has been happening to 1,000's of other americredit customers in the USA and there is 1'000's of complaints against this company from consumers, there is federal charges from the SEC for unsavory accounting practices, I am in the process of securing an attorney to file suit for damages I consider this a serious matter of concern,
I being a consumer paying in approx. $18,000.00 in payments and down payment over a 2 1/2 year period and just making a large payment, then for americredit to take my car, I consider this stealing my car not a legal repossession for a just cause. Deliberately damaging my credit history.
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