I took out a loan in 2002 from Americredit due to bad credit. My loan was for 75 months, longer than I wanted, but with my credit had too. An interest rate at over 26%. I have made my payment religously and now getting close to the end of my loan. They are calling me with additional charges and going as far as threatening to report me to all three credit reporting companies, if payment isn't received by March 1st 2009. If you don't have to use this company, DON'T!!! Usacomplaints.com has over 342 complains against this company.
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