My wife and I found a wonderful house in PA, and I was contacted by Trent Kragness of First Choice Loan Services.inc. And after supplying some information, Trent emailed my a Letter of Pre-Qualification. He told us that we were Pre-Qualified for $260,000.00. The house was $219,000.00 well below the pre-qual limit. We started the process of buying the house, did the home inspection and were moving toward our closing date. My wife and I contacted Trent on many occasions each time being told everything was moving along perfectly. The last step was underwriting and we were in great shape. I had not heard anything for a couple days so I called and Trent told me under writing could not do the loan. I asked him how if we were pre-qualified for 260,000.00 how could we not be able to get a loan for $40,000 less??? He told me sorry nothing he could do. After months of being told we were good to go, laying out money for inspections and everything.
THEY ARE A BIG RIPOFF!!! I am going to contact the VA center and let them know about this. My wife and I are devastated!!!
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