I clearly was misinformed, misguided and incorrectly provided my settlement amounts by United Pacific Mortgage and Dan Peterson. I have a slew of emails back and forth from him that directly show how I was mislead by him and enticed/strong-armed into settling on the refinancing of my home in the hours prior to my signing. I was provided a HUD Settlement Statement the day prior to my settlement. My costs increased by approximately $6000. When I reviewed the costs with Mr. Peterson I was advised that the increased costs would all come back to me (both verbally and in emails) but now Mr. Peterson is saying he was mistaken and won't honor his statements made prior to the settlement.
They illegally increased my orgination charges and never informed me. They revised the Good Faith Estimate (GFE), but did not provide to me until a month after my closing.
I am working with enforcement authorities to show this as an illegal pattern of work conduct. I would love to hear from others who have been in similar situations with this company.
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