I recieved an email as follows:
Your account with ACS, account 0073-7863, is in Final Collections. According to our records, your outstanding balance is $986.45.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step, but to do so you must take immediate action.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-347.826.6266.
When your offer is accepted, and you make the required payment (s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.
Should you have any questions concerning this account please feel free to contact us.
Thanks for being our customer,
ACS Legal Department
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to whom it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
1) I've never had a loan or other financial dealings with ACS
2) The email is coming from a gmail account
3) They do not address who this is for or offer any proof that this is my debt
4) This is purly a scam meant to scare and intimidate... I filed a chapter 7 BK 2 years ago and is was successfully discharged... The number they give to call back on does not even work... Scammers
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