The credit card arrived in mail addressed to correct first & last name, but wrong middle initial. It was sliced with a scissors because of the name error.
Next day, a letter stating the credit card was mailed and finance charges were chargeable. Credit limit of $400 required a $20 minimum payment with finance charges of $178.
The bill arrived with the "thank you for your request for doing business" which aroused suspicion that First Premier Bank is doing illegal and fraudulent business with unwary customers.
Do not get sucked into such a scam. If the Better Business Bureau could do something about this, they might. However, the unwary customer BEWARE. Not all frauds are so obvious.
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