I also expierenced the same. Unauthorized costs to my consideration and extra five to 6 facility charges. Appears reduction and avoidance group figured these were actually unauthorized but none of the support costs were delivered. The next month they shut my consideration, froze my bank card. I couldnot have use of my account which recommended that I couldnot spend my lenders, along with they might usually re arrange my bill. Oneday my dealings are compensated, the following week they vanished backwards and forwards. They'd publish and pend my immediate deposit. The CSR might virtually laugh after I told him I'd record them to "Division of Bank" or even the Attorneygeneral. The one thing I really could determine it is thier method of not getting trapped -no balance sheet - which means you cannot keep an eye on amounts - unauthorized/outrages costs. Extra money for that organization - customer flips the statement. The neighborhood company is found in one area, losing avoidance in another area, mortgage replica in another etc. Running crazy and today they combined with another organization.