Revolving charge card balance from November was compensated entirely (card stability of $180 plus alter) to Macy's. Dec - I purchased a Holiday decoration for whole of $7.45. Went of city for Holiday 2010 and skipped spending my $7.45 Macy's statement prior to the January 22 deadline. Legal, I understand. Obtained my Jan declaration plus they charged me a late charge of $7.45, along with a minimum interest cost of $2.00 (in case your calculated curiosity for that month is significantly less than $2.00 - also poor, you spend $2.00, minimum). Compensated the $16.70 on February 9 - 13 times prior to the February 22 contract for cost. Obtained my Feb declaration - (today, actually, I'dnot utilized the Macy's card AT-ALL since November 7 - nada, nothing billed onto it) - and it suggests that I settled the whole $16.70 stability making a balance due of $0.00 (nothing due). However, there is a 'charge' being billed of $2.00. Therefore, I contact Macyis - and that I need to know - "What's this. 00 fee?" 40 moments later (35 units to be on-hold - speaking with 4 various people and being moved by 'customer support' in the credit/billing division towards the macys.com division and again) - and they are attempting to persuade me it's the absolute minimum interest cost somehow associated with the total amount which was compensated entirely 13 times prior to the February 22 contract. I've a BA degree in math/compsci and an MBA - the client support people did not possess a idea - they mightnot locate anybody who did - so that they stonewalled having a circular debate. Fundamentally, what is occurred below, I believe, is the fact that they calculated the attention cost about the $7.45 that I owed them to three-decimal places - after which completed that quantity on my declaration to 2 decimal places. After I settled the things they stated I owed - they subtracted it - not in the two decimal place quantity - but in the three-decimal place quantity - i.E. I'll never pay-off Macy's and they'll permanently, then, be evaluating me a $2.00 curiosity charge each month on that haning next decimal position. I am not spending Macyis $2.00 per month for that 'opportunity' of transporting around their plastic in my own budget. After I settled the $2.00 - I shut the consideration. I actually donot conduct business with dishonest businesses who cannot admit their errors, do that type of dubious sales, cost an excessive minimal attention on any quantity due in your consideration (like $. 001), and employ the inexperienced in international callcenters where US dollars aren't the local currency. Therefore, Macyis dropped A - 20 year client that has invested, actually, a large number of bucks within their shop over their selfish methods to gouge credit clients - wish they are pleased they got their $. 001 value.
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