Begin Report—
01 FEB
Visited FTC website to manage adverse and satisfactory accounts. Referred to TransUnion via annualcreditreports.com. Printed account information.
Discovered Aargon Agency Inc. Claims collection on an account as Loan Type: Collection Agency Attorney, with original creditor as Bitach Robert Allen Taylor G[roup], indicating legal functions.
10:49 am (3 minutes 2 seconds) – Call logged and recorded.
A call was made to Aargon Agency Inc., a debt collector, to check the status of this collection. The company stated “this is an attempt to collect a debt.” I talked to a representative about my account with his company. I was informed that the account was for a 20JUN US Bank overdraft in the amount of seven hundred ninety nine dollars and five cents. The representative told me they received it from Robert Allen Taylor Group in November (presumably 2010) and it was then placed for collection. My current address was confirmed and a settlement offer of five hundred fifty nine dollars and thirty three cents, was said to be on the written notification that I would be getting in the mail.
02 FEB
Credit report re-checked for US Bank accounts and found one that had already been settled.
12:48 pm (4 minutes 41 seconds) – Call logged and recorded.
A follow-up call was made to Aargon Agency Inc., a debt collector to confirm the status of the account. I talked to a representative about the account and verified my information. It was discovered that the account numbers were the same as the account that was already settled, and Aargon Agency Inc., was attempting to collect on the debt. During the discussion, I was asked to send my information to a fax number, 702.220.7036, to have the issue resolved and the account closed with them. Two page Fax was confirmed as received by Aargon Agency Inc. At 14:24 on 02FEB via UPS. Page one: letter stating that account was already satisfied with provided Aargon account reference number; page two, the excerpts from the adverse account section of my credit report showing their collection attempt through reporting, and the settled account in question was in fact a false claim.
07 FEB
9:27am AARGON AGENCY INC. Called. I was unable to get to the phone.
10:01 am (4 minutes 35 seconds) – Call logged and recorded.
A follow-up call was made to Aargon Agency Inc., a debt collector to determine the nature of the call. I talked to a representative who claimed they did not receive the fax, for which Aargon Agency Inc., confirmed receipt. I was told that collection efforts would continue.
Supporting Evidence:
Phone Records
1) Phone record – 01 FEB 10:49 am (3 minutes 2 seconds) to Aargon Agency Inc.
2) Phone record – 02 FEB 12:48 pm (4 minutes 41 seconds) to Aargon Agency Inc.
3) Phone record – 07 FEB 10:01 pm (4 minutes 35 seconds) to Aargon Agency Inc.
4) TransUnion credit report excerpts on false claim by collector (Aargon Agency Inc.), and Original Creditor (Rorbert Allen Taylor Group) for a debt that was settled on 06, but updated the same month Aargon Agency Inc. Updated their collection account on my credit report.
5) Statement by settlement executor that the debt was satisfied in full with the assignor, US Bank.
6) Fax Transmission Receipt of attempt to clear information with Aargon Agency Inc.including items (4), (5).
Filing Status:
Report filed with the FBI as meeting the nine elements of fraud and potential securities fraud.
Report to be filed with Oregon Department of Justice as a consumer complaint.
—End of Report
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