I received a letter last week from this company claiming I owed over $2,000.00 to them because they purchased some records from some company that I have never done business with. I called their offices. I was told the original account was held by a credit card company. I told them I had never done business with the credit card company or the company that they had purchased this from. They told me what the original amount was and there was quite a difference between that and the $2,000.00 they were asking for. I questioned that.
I was told the original debt had been made in the 1990's and that penalties and interest had been adding up over the years. I asked when did they make this purchase. Answer: In July... Excuse this is now October and they are just now contacting me. They told me they have been doing a full background investigation on me. They had a lot of information they should not have had, yet the letter was not addressed in my current name.
They said they had contacted my place of employment and verified my employment. Hmm... My boss has not mentioned anything and again, who did they ask about, me or the name they printed on the letter. If they know soooo much about me then why don't they know my name. I even told them that this situation felt like a scam. I told them I wanted a copy of all paperwork and documentation because I know it is my right to be fully informed. If they have done all this research on me and my family, then I have a right to see it in writing. I was assured I would receive a copy of everything by tommorrow (Firday).
My husband and I discussed this situation. We have not had any credit cards since he and I got together which was in 1990. The only outstanding debt that I had before we met was paid off before 1993. Over the past thirteen years, we have checked our credit reports several times and this debt has not been there. Lots of questions and not enough answers.
Today, (Thursday) I received an affidavit and assignment sign by Zoe J. Smallwood and Notarized by Sara Isley.in this letter, it states that they are doing business at: 303 N. Main St. Rockford, Ill 61101. It also says that they did an "examination of records". Excuse me... I want to see those records and examine them for myself.
This sounds and feels like one real big scam to rip people off.
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