Did a balance transfer from one credit card with a higher APR to a Providian, new account card, with a fixed APR of 0% until July. Like all other credit cards, there is a minimum transfer charge of $5.00 and a maximum of $50.00.
But this bank is charging me a finance charge under standard purchase at 12.99% for my payment of $50.00 for the transfer. I have already paid them for the transfer, so how can they charge me with an interest on my one time payment?
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