From the orange, I obtain a notice from IQ Information Worldwide declaring I owe almost $3000 in back-rent to a flat complex. Issue - I never existed there, never co signed for anybody who'd, never actually heard about the area. I named IQDI and after jumping about through 3-4 people, two towns and two states (Everett and Dallas, California, subsequently to someplace in Illinois) I eventually acquire a 'repetition' who advised me that after I had been evicted out of this complex, your debt was switched to them for selection. After patiently saying the expression 'This Can Be A situation of identitytheft' each time he attempted to obtain me to at least one) acknowledge your debt or 2) state I was arguing the total amount, he ultimately stated "Contact your former landlord" and obtain them to express I Would never existed there. I repeated these were never my landlord and questioned if HE'D the contact info, because it was not on the selection notice. He offered me a telephone number/tackle and nicely put up. I named the amount also it was another, completely different complex. I did so some internet sleuthing and discovered the very first complex, named them, got a notice from them declaring they'd never heard about me, got a notice in the second complex declaring they also had no report of me dwelling there, named 'Manuel' back again to allow him understand I'd the characters, and had submitted a police statement for identitytheft, and might he provide me the title/handle of whom I ought to deliver these to? He explained I had a need to complete a 'type' and return it for them before they might do something - it'dnot dome worthwhile to 'simply submit the characters' as that wouldnot instantly 'clear your debt', and he assured he send it right over. I waited before following day — named him again to verify he'd the best fax number. After he assured me he'd delivered the shape 'more than two hours before', I thanked him, hung-up and named a lawyer. It had been worth the moderate expense when I have not noticed a look from IQ Information Worldwide since that time and my credit history remain unmolested.
Ethical: when it isnot your debt, REFUSE DENY DENY - do not 'challenge' and therefore accidentally verify the debt, or even the particular quantity... Also it helps you to talk gently while carrying a lawyer's business-card.
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