Consumer warning!!! Steer clear of Worlds Savings Bank for your mortgage needs.
I was very disappointed and surprised at the greed of Worlds Savings Bank for charging me a prepayment penalty of $5712.00 dollars on my home loan. I have been a loyal customer for 2 years with having my mortgage payments always on time and never late. This is how World Savings handles customers in good standing. They will not give out a fixed rate. They blackmail people by threatening them with this prepayment penalty fee so that they can keep people in variable rates, so when economy gets better they will be able to raise the interest rates and gouge the customer.
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