Peak evidently obtained a classic debt (they state the initial lender was CitiBank) that's mounted on my social security number. (The credibility of the consideration continues to be under consideration). The day of the very first delinquency is mentioned as 12, causeing the consideration 6 years and 10 weeks old and you will be entitled to total elimination from my credit history when it reaches eight yrs old. Peak, however, designated the consideration as new in September and wrongly documented a 90-day late by September! I confirmed using the Federal Trade Commission this exercise is actually illegitimate as "re-aging" a classic debt fails the Good Credit Reporting Act. I've submitted a using the Federal Trade Commission, in addition to using the BBB. I've also created Equifax requesting they take away the 90-day overdue and total elimination of consideration come Dec, whilst the consideration may have attained the Law of Restrictions. After I contact Peak, they send me towards the Law Office of Lawrence Hecker that has an extremely rude collector answer his telephone. Exactly what a headache.
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