Clear Choice is the liar they are. I recieved a call on May 26th in the Eve. My mind was else where and the woman I spoke to could barely speak English. She claimed I would recieve a credit card with no monthly or yearly fee, all I had to do was pay a one time fee of $239.95. And that they would credit my bank act for $500.00 within 72 hours.
Yeah right that never happened. She said I would not recieve the card in my package but that I would be able to pick the bank I wanted to get a card with. (I have yet to recieve this package.) I called the next day when my mind came back to me and tried to cancel the transaction. They claimed I was not in the system yet. (I've worked customer service and that is a bunch of crap unless you are a dead beat company)
The 30th was the day the money was to be taken out of my act. It was not done so I figured I was o. K for now at least. So I did get down to the bank on June 6th to close out my act. And was waiting for a legit trans to go through till I could close it.
I got a call today June 7th from my Bank rep who told me that they charged my act. Luckily I had already talked to my bank rep about my fears and also contacted the Banks 800# to make them aware. So now I called the Reps back and am now working with the Fraud Dept. Of the bank.
Called the company and tolded them I wanted to get a refund and to reverse charges and she told me that the puter shows the transaction was done on the 30th. I told her no it went trough last night, she told me they can't do anything till the bank records come in (7-10 bussiness days.) Come on now, thats a bunch of bull (once again proves they are a fraud company)
OH And they used a different check number then the one i gave them. So even if I had done a stop payment they still would have got me. Beware stopping payment may not work. Close your act. It's a hassle but it's the only way to make sure they don't get the money.
If you loose your mind and agree over the phone like I did, close your act the next day, Let your bank know why your closing it. That way if the charge goes through atleast you have informed the bank of your concerns. Best of luck to all.
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