I too fell victim to First Approval Benefits - they called me and offered me the MasterCard with a unsecured $2,000.00 limit for a one time fee of $269.00 - knowing better but having horrible credit I went against my common sense and went for it.
I was told the card would come to me via certified mail no less than 15 working days after they debited my checking account. It is well past that and I am still waiting - when I called them yesterday and told them I had found them listed on this web site as a "rip-off" compay they assured me, "I couldn't believe everything I read on the Internet" and I should give it a few more days. I believe they wanted me to go past the 30 days to try and have my bank give me a credit refund on the direct debit. I am in the process of asking my bank to help me get the $269.00 back but am not feeling very hopeful.
These people are thieves and if you get a call from them hang up immediately!
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