I was called by NACS during the beginnning of December. They told me that I was approved for a Master Card with a 2500 Crediti limit. They then told me that I would receive a 2500 Prefered Merchant Card as well.
They stated that this would be an opportunity to rebuild my credit. They asked for 200 which they stated that I could use to make my first two payments when ever I used my Card.
Now when they explained it they made it sound as if the vouchers would go towards the Master card. As time passed on they zapped my account for the $200.
I waited and waited and never received my "membership package". I called to se what was the hold up. The guy I spoke with stated that I should receive the package in 4 to 6 weeks which was different form the 2 weeks that was explained to me over the phone initially.
As time progressed I finally received my packet. As I reviewd the information I discoverded that the "Mastercard was not present. I also looked through the catalog and found that everything in it was useless to me.
As I read the catalog I discovered that wiyth each purchase yuo had to send in a percentage of real cash. He 2500 limit is not equal to $2500 in real money. It a percentage. I also noticed that each order must be atleast $50.
I called the company back and asked what happened to my Master card. They stated that I have to go to the website and fill out the information. SHe toold me that once I complete the form I would recive my card with the limit that was promised.
Today I visited the website. To my surprise the so called credit card application link was to a "1stnet Master or Visa Card app" The guy on the phone stated that the master card was garranteed and that I would not have to worry about a security deposit etc... I was supposed to receive a "Majpor Bank Card" witha $2500 limit. According to the link the limit was $500.
Also it stated that you may or may not qualify for the "Unsecured card". I didn't bother to look at thye "Secured card becuase I was told that I would have too.
Today I will vist my bank and have them force this comnpany to refund my money for misleading practices.
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