Complaint / Review
Midland Credit Management, Inc. (MCM)
Collection Offer on Debt Included in Chapter 7 Bankruptcy

I just received a formal letter from MCM Collection Agency "offering" 40% off a my "current balance" if I paid by July 21th!!! What a deal, isn't it?

Well, this " current balance" of mine has been included in chapter 7 bankruptcy 11 years ago.

I e-mailed the attorney who represented me for that case, and I have advised to call again and to give them the case number which I did to no avail... As the agent stated: You should start paying on this debt or face 'severe penalties'

I have requested a copy of my case through the Federal Record Center, and will see from there.

Any input on this will be greatly appreciated.