On January 28th I went on the internet to find a payday loan. I had been in a situation where unfortunately I was in need of some fast cash. I had gotten onto a site to put in my information for the loan and the next thing I knew I was being thanked for my interest in the USA Credit card! I was informed that my bank account would then be charged $149.95 within the next 3 business days for this service. I was furious! I did not ask for a card, did not want a card and for sure was not in the position to have a charge of $149.95 taken form my already poor bank account. I attempted to contact the company only to be told that I had authorized this charge and basically "worry about my luck".
I immediately contacted my bank and was told that the charge was not showing up but as soon as it did that they would reverse it. I waited... Yesterday a full ten days later, (I guess they thought I would not notice or that I would have forgotten) the charge came through my bank. This charge caused two insufficient fund charges also. I called my bank and they are being very cooperative, they not only reversed the charge of $149.95 but they also removed the insufficient funds charges as well.
I hope that this company does not try to put this charge through again but I will be watching for it. My bank has an alert system and I have it set where it will notify me by e-mail immediately if there is an auto debit made of more than $50. So... They are not gonna be able to get it by my too easily again. We really need to get together and fight these people. I went online last night and filed an internet scam notice with the FBI. The site is www.usa. Gov and the form only took a little while, I think that everyone that has been touched, (pardon the pun) by this company should take the time to file.
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