I applied for a Continental Master Card online in October and was approved. Immediately upon approval, I received notification that my card limit was $300.00. Shortly thereafter, I received additional notification that certain charges were being debited to my credit card (i.E., set-up fee, etc.), leaving me with a very minimal balance.
Since receiving the card, I never used it and have thus far paid $110.00 in payments. I had spoken with a representative from Continental over the weekend and was informed that my available balance was $106.00; leaving a balance due in the amount of $194.00.
Today, I attempted to use the credit card for the very first time and was informed by a merchant that the card had been rejected. When trying to contact Continental to inquire as to what the problem might be, I only was able to get through to an "automated voice system" and never was transferred through to a customer service representative. I also learned through the automated voice system that my credit limit has been reduced to $250.00 and that I need to make another payment in the amount of $66.00.
I am immediately canceling my card, reporting this to the Attorney General, Better Business Bureau and as I work for a law firm intend to pursue the legal remedies available to me to have the monies I have thus far paid returned to me immediately.
I would not recommend this card to anyone trying to re-establish their credit.
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