Equicredit sold our mortgage to Fairbanks Capital back in Dec by May we were in Foreclosure because of late charges. When Equicredit sold our mortgage we send tha payment to Fairbanks and Equicredit was still chargering us for some late too.
I call Fairbanks they told me that we needed to send them $3.800 we did by the time the next payment was due we sended them the payment of $1.269 they took most of it to late charges and olny $700 when to the mortage. We were never able to catch up so they strated Foreclosure we went to file papper for more time and to get a court date we took those to their attrney office he never file the pappers i guess becuse we never got a court date.
We file Bankruptcy and sold our build. We got the build for $131.000 We had to sell it at 139.000 because of all their late charges and court, attorney fees. They wouldn't accept no less
Than they send us this friend letter (congrations Our records indicate that your mortgage loan had been paid in full)
The good thing about it is they are out of our hair THANK GOD.
Vincent
Chicago, Illinois
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