I had a credit card with Washington Mutual, which I defaulted on due to hard times. The Law Office of Curtis O. Barnes contacts me in an attempt to collect payment for the balance of 2,600. I tell them I do not have that much money, but that I can pay 175 in a few days, which they take from my account. I then tell them I can ask around if anyone may be able to loan me the money to pay off the balance. After making a couple of phone calls to my family, I call LOCOB and inform them I cannot receive outside assistance. They then tell me they will sue me and the woman I was speaking with transferred me to a Senior Auditor who gave me the information of their lawyer here in Ohio. The conversation ends and then I get a call a couple of weeks later and it is basically a repeat of the previous conversation. This time they tell me it was an attempt before they move forward. When I tell them I am still not able to pay the balance in full, they tell me they will move forward (even after I offer to make a payment). Today I get a call from the "pre-legal" department in one last attempt to collect this debt. I turn my tape recorder on. I once again tell them I am not able to pay the full balance, but will make small payments and then proceed to larger ones once my smaller debts are all paid off. Mr. VanDyne told me that is not acceptable and he will sign off on the recommendation to take me to court. I ask him if I can make a payment arrangement for December and he does the dodge and even hangs up on me after saying the payment will not keep him from signing the recommendation. I call him back, tape recorder still going, and ask him if I can set up a payment arrangement. He does the dodge until I finally get an address from him. He said I should have received that information in the correspondence they sent to my address, but I have never received any sort of tangible media from this collection agency.
I guess, I am worried if I can still be taken to court if I am making payments. Even if I am making payments, albeit small ones, can they still sue me?
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