I had a card that was charged off to Apex Financial company. THis invidiual has called my father many times after i told him to stop. I try working out several payment options with him and he wont work with me on anything saying " YOu have no more options in this" Tells me that if i dont commit to these payments there gonna charge me for fraud and get a default judgement against me. HE also insists on telling me that chapter 7 Bankrupcy wont get me out of the obligation because they said i did was a criminal act. He said I would be chraged with fraud, wont get a job anywhere, and costs me lots of more money cause of the attorney fees
I did retain a bankrupcy attorney, i gave the collecter my court record, and the names and phone numbers of my attorneys. He calls my dad again after telling him i dont live there anymore and tells me that everything i told my bankrupcy lawyer is complete lie accusing me of giving false attorney information.
I am seriously considering sueing the pants of this collection company guys please give me some info on what u think if i have legit grounds to sue
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