I went to apply for an unsecured loan from my bank and was denied, then I applied for a credit card with my bank and was denied. My bank told me to contact Experian wich I did and RJM ACQ LLC has me owing One Spirit book club 2 bills 1 for $89 and 1 for $120.
I have never heard of either company before and I have ask both companies to send me proof that I have ordred the things they say I owe for. I have recieved nothing from them, and I want my credit record cleared.
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