Letter dated 12-29-05 got a collection letter from Merchants Credit Guide Co on a account that was paid in 1989. Contacted bank involved and they did not know what it was all about. They are praying on unsuspecting individuals who may not keep good records and will go ahead and pay this. I have turned them into the FTC and US Postal Service to have this practiced investigated. If a class action is started I will be the first in line. This kind of fraudulant practice has to stop. I'm also going to see if the bank will prosecute.
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