In November of I was requested by my older brother to switch policy for Life Insurance, he original felt that the primium we were paying was too high and requested that I consult other companies. I argue with him that he was fully covered and I had his policy for over 9 years, however at his request I decided to give National Life Insurance a try at the request of one of their representative, who I personal knew. Upon completion of all medical exams, and being cleared, the agent advises me upon payment of priemuem all would be completed, and my brother would be fully covered, upon meeting my brother the agent said he was a fine gentlemen and enjoyed meeting him. The agent later requested that I fill out a replacement of Insurance for the prior insurance company I dealt with, I enthusiastically obliged unto his request, sign all necessary documents. I estimate about two or three weeks later the agent then arrived at my place of business too present me with my policy. Only to have found out from my coworkers that I was not at work due unto the sudden death of my elder brother, (He suffer a massive heart attack and he never had any medical problems with his heart or never admitted unto anyone regarding any problems)
I later was contact by this agent, (he assured all my family members the policy would pay off) and he informed me that as long as my brother did not have any problems with his heart or any signs of pre heart problems, he was fully covered and the company will automatic enforced the policy for $30,000. I felt so relieved until about two days later. The agent said he was adviced to send the policy back and I was not entitled unto anything but a refund, he then requested that I attempt to contact my former insurance company and see if I could put that policy back enforced instead. I later had too spend out of pocket over $2800 to attempt to give my brother a respectful funeral, my relatives collected the additional cost.
I really felt embarrassed with how things were handled and a few days later I was returned my primium check of $60.00 in form of a check. I refused to cash this check until this day. I have contact legal professional who said that I have a strong case but requested that I go through probate court and do other matters to request the release of his medical records. I was so frustrated and upset with National Life Insurane after repeat contact with a variety of representive and false information from their company that I just curesed the ground they walk on wish I had the heart to fight them for what they did unto me and my brother. I stumbled upon your website today and said here is my chance. Two years have past since my elderly brother past, I feel sick inside when I think about how the agent assured me and him that his cost would be cheaper and he was fully covered, only to be hit hard with reality a few weeks later. If you can help me get justice for my brother and myself I will be very appreciative that I have not did anything until this day. Now as of December 30, I will resume the fight against National Life Insurance Company. Please feel to help me fight them will all your resources.
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