About 2 years ago, I consolidated my credit card debts through a debt managment company. Every thing was fine until my landlord informed me that he planned to sell the house I was living in. Rather than move to another rental, I decided to buy a house.
I applied and was approved for a mortgage. Yesterday I received a letter from First USA stating that since I had violated our agreement by opening new credit (the mortgage) and that my interest rate will be raised to 14.99%. When I called First USA, the agent was extremely rude and hostile and refused to help me. Apparently it is Ok to pay $1000 to a landlord but not a mortgage company.
Does anyone know who I can write to appeal my case?
Anne
Sugar Land, Texas
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