I believe in paying my debts and every collection agency I ever delt with worked with me and received their money as promised. Every agent was always pleasent, understood my problems, and didn't threaten me with court action or calling my boss. They all offered to cut my debt (usually 25% of the total) and accepted payments. Then comes Barb Swan of Viking Collections.
To her I was a dead beat, lying, consumer who had no intention of paying my debt. She felt the need to threaten to call my payroll department, demand $1100 immediately, try to make me feel guilty about having got into debt, and saying I don't know how to budget.
I try to convince her to accept payments and told what I could afford to do. Swan could care less! She wanted the money and wanted it now.
I hope someone like her calls to collect a debt from her. I hope she has a love who gets sick, she goes into a debt, and Viking calls her. I am not saint and was forced to file bankrupcty once, but I am a human being and I don't need people like Barb Swan treating me like trash.
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