I was hit by a gas truck in my 1971 Chevy Nove (restored an beautiful). The gas comapny who was insured by Kemper Insurace admitted liability. Kemper insurace offered us $1400 for our restored Nova. We gave them recipets for over $7000 in work we had done within the past 2 years (plus we bought the car for 3 grand). Still they said-nope its totaled and only worth $2500. We got an independant estimate saying the damages would cost $5000 to fix.
They said No. And sent us a check for $2500 and told us to get lost. We had to hire a certified appraiser (with our own money) to prove that the car was worth more than $2500. The appraiser appraised the cars value at $9000. Kemper Insurance ignored us. We took them to court and got the 5 grand to fix the car, the cost of the adjuster refunded to us, time for missed work and punitive damages.
Dont do business with this company - they try to take advantage of people.
Faun
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