I am a single mother of two children. My gross salary is $22,000 per year. Subtract all the taxes and insurances and I only bring home $17,000 per year.
On that income, I must keep a roof over my childrens' heads, food on the table, clothes on their backs, and all the other expenses life throws our way. School pictures, school lunches, sports, and everything else that "comes" up.
I do not have terrible credit, but I have made several late payments in the past. The late payments make it difficult to get a credit card.
When Majestic Benefits contacted me I questioned them, extensively. I stated it sounds too good to be true, identity theft is becoming a serious issue, and made other comments of that nature.
Due to the smooth talking of a salewoman, I fell for it anyway. $299 was withdrawn from my checking account on 3-4-05 and I still have no credit card, which I was promised.
After reading the tips for recovering my loss on this website, I now know where to begin. Thankfully, I found this website tonight because my 60 days ends in 2 days. I hope my bank will be helpful and the money recovered with ease.
The leason I have learned is one taught to most as small children..."If it sounds too good to be true, it is", and "always trust your gut instincts".
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