I just got home from a trip and saw this letter claiming that i have been approved for a platinum card with a $5000 limit. I just turned 18 a few months ago, so i knew that i couldnt actually be approved, but i thought that the way they make their money is thru the membership fee. Anyways, i decided to come online and see what the company was all about, and the first thing on the search engine was this site. I read thru and realized that i was almost scammed. I immediately ripped up the "certificate" thank you soooo much!
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