They created many unauthorized hard inquires that have been on my statement to get a year and don't come down for another year. These were unauthorized i wasnt trying to get credit or something. I used all 2011 in a nursing home. Decreased my credit rating by 20 pnts and simply charge me receiving my new-car last weekend cuz I had been 11 pts also minimal
They won't acknoledge it or take it off
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