American Education Services (AES), student loan provider for Personal Higher Education Assistance Agency (PHEAA), permitted a loan in my name that I did not apply for, without so much as any form of contact with me. It has since made a false report and claim to the IRS, resulting in the theft of $2551.00 in income tax refunds by AES and the slanderous ruination of my credit report. This has cost me thousands of dollars in court costs, hotel fees, unpaid days off of work, etc., in an attempt to clear my name. Four and a half years ago, I cooperated with the AES Fraud Dept., including everything asked for in their "Fraud Packet." I've taken them to court and watched them lie about this. I've never agreed to this loan or to repay it. AES offered an "in-person hearing" over this matter. I requested this in writing within their 10 day frame, and they reneged and refused me. That is one of many unethical treatments they have given me.
AES's business practices are A) dishonest, B) unethical, C) irresponsible in handling Federal Funds, issuing loans without communicating with borrowers, and giving ease to identity thieves, D) they consider themselves untouchable, disregarding citizens' rights by levying penalties and false claims, thus stealing money from people who never borrowed a penny from them, and E) they appear to be protected by the Federal Government!
AES is as corrupt as the infamous ACORN (reference Glan Beck). The similarities are appalling.
If there are any attorneys reading this who have the skills necessary to bring AES to justice, I have documentation, and since I will make time, I am willing to take the thieves to court. Believe me, they don't want to go there, or they would have taken me to court by now. Recently I read about the "Big Banks" responsible for the mortgage mess resulting in the Federal Government "Bailout" being fined and penalized; the legal charge is "Reckless Lending." In my case and others, AES is at the very least guilty of "Reckless Lending" and should be brought to justice.
Persecuted guitarist and truck driver.
PS - God bless
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