Complaint / Review
Humana One
HI215 Dental Plan Silver Filling Prices Used to Lure Buyers

The insurer offers the HI215 dental plan, and on first look the Summary of services document shows what you, as the insured, would pay.

Most insured people will need cavities treated, and the plan lists silver fillings (also called Amalgam) at $30 - $45. For instance, with three (3) cavities, treatment should come to roughly $175, office visit and sedative included (at $45 per cavity).

HumanaOne ought to know that hardly any dentists advise silver fillings, and they will decline to do that work. You can confirm this by asking an office manager, who will tell you their office submits "no silver filling claims".

You are instead steered toward "Resin based composite fillings", priced at $90 - $110.

So, using the same example, those three teeth with the same treatment would cost you $370, office visit and sedative included (at $110 per cavity). That is nearly $200 more.

The silver filling advertisement in the Summary of Services exists to lure you into buying the policy.