My city was hit by a tornado causing the roads and electricity to be out for over a week. My payment was due with Cullman Regional Medical Center on May 1, the tornado hit April 27. Since my payment was late Crmc sent my account to Firstsource Financial Solutions LLC. I spoke with an agent several times and asked if this would go on my credit, she said as long as I paid it within 90 days it wouldn't but if I paid it off in 30 days they would give me a 20% discount.
I did everyting I could to pay it off, I sold my car the only thing I owned to not have my credit affected. Then I had a company tell me I was a medium credit risk. So being as to how I have outstanding credit and have never NEVER had a late payment I ran my own credit. Firstsource Financial Solutions reported me for paying less than the amount due... I NEVER asked to pay less, their representative offered it as an incentive, and the reason it even was a topic is because I didn't want my credit affected. Please help me. I am self employed and can't prove income so good credit is all I have. Thank You
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