(This is being posted by Self. I do not have excess to a computer. I'm currently using my friends computer.)
Around Christmas/Holiday 2006 received what I thought was "junk" mail. Never heard of this company! Why would I need this. Letter stating if I didn't respond I would be charged. Charged for what? I never asked for anything nor did I receive anything. But a letter stating that I needed to call or I would be charged. Even though I had not given my account out? This was on a late Saturday when I opened the mail. Tried calling. They were closed. Of course, they are closed on Sunday also. Stated I would be charged starting that Sunday date. Even though they are not open nor could I call! I called first thing 10am our time as soon as they opened.
After being on hold for 20 minutes! Getting run around. They were probably hoping after 20 mins of being on hold I would hang up! Finally, I'm given a confirmation number stating I would receive my $149.00 back.
Well, guess you already know. I haven't receive anything! Then I received another "junk" mail for Tele Flex stating a free calling card.By this time I had already close my banking account and opened another one. My bank informed me that that company did try to withdrawal $49.95 from my account. Again, unauthorized use of my account.
Now I am stuck fighting with my bank, BB&T. I live pay check to pay check. What money I thought I had in there—wasn't. I had been writing checks and paying bills. Then my work does an automatic deposit. So again thinking—knowing what money I had in there. WASN'T! Had been stolen!
I didn't authorize that company/companies nor did I authorize my bank to deduct from my account! Now I have over draft fees and now they are even tacking on interst. What can I do? Help!? I don't feel this is my fault. This is a scam.
I had just moved too. On the "fraud" check that the bank showed me even had my new information on it? How? I had just moved. I had just put the change of address info in the mail. I hadn't even notified DMV yet? How is this? They had my current info on a "fraud" check from them made payable to Freedom Gold. Check # was lower than the numbers I was using.in the signature line has a stamp call number to confirm for verbal authorization or for official bank inquiries. The number I tried calling and it just goes to a voicemail box. Doesn't even state the company name? The other numbers that were stamped on the back of the check doesn't even work.
I did not authorize any money ($149) to be taken out of my account by phone, mail, or internet.
Now I owe the bank over 500.00 due to interest and over draft fees due to this! It's not my fault.
I didn't do anything to deserve this. I work hard—over time every day in a small town area. I can not afford this! What can I do? The bank wants their money too.
I feel like I have been scammed-taken advantage of.
Again I ask. How did they get my newest information and bank account information.
There has to be something to stop them. If this is happening how is it that they stay in business. Better Business Bureau, police, FBI should be able to stop this—something.
Any help out there/suggestions on how to get money back and clear the over draft fees with my bank?
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