My wife and I have also realized the same thing. They seem to hold some transactions until your account is low and then they hit your account. I know that, yes, I should do better at keeping up with what I purchase by writing everything down in my check book. I use online banking and telephone ...
We all know that Banks in general are huge ripoffs, but I have to say after 25 years and three different major banks, Bank of America is the worst for calculated ways to get fees. Yes, none of us should ever let our account get over drawn, and even have fees of this nature. However, it is dirty in ...
We've been banking at Bank of America for the past year. I am a Tax Accountant and my partner is a Mortgage Broker. We've never had problems with our accounts until my partner became unemployed and his benefits started to be directly deposited into our checking account. Since then, they have been ...
I have had the unfortunate pleasure of also dealing with BOA and their reasoning for overdraft fees. On several occasions I have called to inquire about why overdraft fees appeared on my statement when I knew that either money was in the account or I would only be charged one overdraft fee. Well ...
Previously and still at other banks today (such as Washington Mutual or Chase bank), a pending transaction is not a supposed cleared transaction, because of such things as authorizations and verifications on accounts, and such if during a pending status money is deposited to cover the amount that ...
On 4/8/08 I used my Bank of America check card as a credit card on 3 transactions knowing that my paycheck would go in for direct deposit at midnight. Credit card transactions don't post to your account until the merchant sends in the charge slip. I had an ATM withdrawal & 2 electronic payments ...