I opened up a credit card account with First USA ten years ago as a college student. Their representatives make a habit of luring broke college students in with promises of low interest rates, free gifts, etc. I admit that I was young and naive, so when my available spending limit and cash advance ...
I've had two credit cards from this company and I can tell you that they are the most mismanaged bank and credit card company. They raised my interest rates twice to 21% after saying my payment was late. I shortly read that they contracted out their payment processing to another company and were ...
I have 10 years of 100% on time payments on my Wachovia credit card (now either known as, or serviced by, Bank One a/k/a First USA.) I have 100% triple A credit. I took advantage of a low rate offer to create the amount owed which I was given because of my excellent credit. Without notice (although ...
I was near my credit limit, but not over-the-limit. First USA added fees to my card that put me over-the-limit and then charged me with an additional $29.00 over-the-limit fee. I phoned them thinking that this might be an error. They told me it was standard policy and they would not rescind the ...
I have had my credit card for a couple of years, they increased my intrest without notifying me, (they said they did) they said they found something on my credit report. (I had had no late payments and always on time, but did have a medical bill in collections, that had nothing to do with them. I ...
Talkamerica has gotten into my phone Co and has duplicate bills for me. They have been called many times about this, my phone co. Has been notified and AOL/Talkamerica continues to send bill and e-mail me for money not owed them. I have documents showing that they never had anything to do with my ...