First Niagara Bank
They rearrange debits and credits to make your account overdrawn, then charge fees
I banked here for 20 years. This is the 3rd name on the sign. I have (until next week) both personal and business accounts.in the beginning it was a friendly and helpful local bank. If I needed a check cleared right away, they would do it for me. Deposits (cash) and ACH debits all cleared at the ...