Complaint / Review
WFS Financial
Ripoff, dishonest fraudulent billing and late charges and ruining my credit score from 830 to 620

I purchase a car in July of this year with payments of $466.71 per month. I had also purchased some assessories that could not be honored by the Dealership so it was agreed the $1000 would be put towards the payments. I never received my first statement until Nov. 3rd 05 a couple days ago.

Mean while during this time I received two phone calls threatening me to pay an additional payment of $980.10 or my car would be repossesed so I sent them VIA Western Union the money that they wanted. Now I get a bill "my very first bill or statement from them" for $1142.94.

If all of my payments were added up they would be a total of $1866.84, NOW if I pay what WFS wants this will be a total of $3123.04. I can't Refinance my car to a honest finance company because WFS have driven my FICO Score into the ground from a 830 to a FICO score of 620.

I can't refinance with a credible loan company now because of my credit score and I can get away from this dishonest finance company. Can someone or some Attorney out there help me, I'm up against the ropes.