I filled out some loan applications online for various companies and a few days later I received a call from someone at J. Worthington direct finance. I was told that my application was passed on to them.
They faxed me a contract that stated I was approved for a $4000.00 USD loan with an interest rate of 13% for 36 months, my first payment is due December 23 until December. If my payment is ever late I have to pay 9.0% late fee.
I had no collateral so I had to send them the first three months ($405) in advance in order to get the $4000.00 I was approved for. The $4000.00 was suppose to be direct deposited into my account within 2 hours, but it wasn't.
I had to send them the money through money gram to a person named Glenford Dodd. I asked why and they said that he was from the american embassy and all transactions had to go threw him. This was November 25, it is now November 30 and I have not received my $4000.
I am now being told by Bryan Stevens at J. Worthington Direct Finance that they can not give me the money because I have bar credit and they are going to find someone that can give me the loan.
I told him that's alright and I want my money back and he said it will take 30 days to get my money back. I feel like this is a scam.
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